®Assessing the impact of the EMV deadline for gas stations

Sep 08, 2021

It’s been five months since liability for at-pump fraud for non-EMV compliant payments shifted to gas stations. But we have already seen several ways this is going to change the sector now and in the future.


Pay at Pump - EMV card


Before the introduction of the liability shift for non-EMV enabled card transactions at the pump, we wrote several articles examining what the impact might be for gas stations that didn’t meet the deadline. That date passed in April 2021, meaning that it has now been several months since the new protocols came into effect. While only a short period of time has passed, we’re already seeing some of the consequences, particularly for those gas stations that didn’t meet the deadline, begin to have a significant impact.

Here are six key takeaways we have observed since the EMV liability deadline passed: Continue reading “Assessing EMV Payments at Gas Pumps”


Twelve Hidden Fees to Avoid

No two service providers are alike.  Before you sign a contract, always ask for full fee disclosure and a full explanation of all their fees. They can’t do much with card fees, but every provider has their own fee structure and should be able to give you a simple explanation of their fees on top of card, and processor fees. The list below are fees to avoid, and Veritrans can show you on your monthly statement if you’re paying them. The cancellation fee will be in your contract or free terminal agreement.

Continue reading “12 Merchant Services Fees to Avoid”


Telling a Customer Their Credit Card is Declined

As a merchant, it’s inevitable that at some point you’ll have a customer whose card is declined. While it’s not your fault that their card gets denied, it’s important that you and your cashiers handle the delicate task of telling the customer their card is declined properly.

Continue reading “Telling a Customer Their Card is Declined”


Is Your Business PCI Compliant?

If your business or organization accepts credit cards as payment, the following information is essential to a legal and efficient operation within the United States. PCI compliance is mandatory and if you aren’t yet compliant, you must do so now. If you choose to ignore PCI compliance, it could not only cost you thousands of dollars in fines, but your entire business itself. Is your business PCI compliant?

What is PCI?

PCI Security Standards Council®On September 7, 2006, the Payment Card Industry Security Standards Council (PCI SSC) was launched in order to manage the constantly evolving needs of Payment Card Industry (PCI) security standards, Continue reading “PCI Compliance”


Your Guide to Researching Credit Card Processing  Providers

Choosing a credit card processing company to accept card payments is an important decision. While the right company can help your business grow, the wrong one can create one headache after another. Since you don’t want to base this decision solely on what a company has on their own site, we have some great tips about how to do your research:

A Few Minutes Can Mean Big Savings and a Better Experience


Although it may seem too simple to be effective. Using a search engine such as Google, Bing, Yahoo, while researching credit card processing providers with the name of the processing company you’re considering is actually a very useful tactic. Continue reading “Researching Credit Card Processing Providers”